2008年4月28日星期一

Can a family man with Salary RM3,000 survive in Malaysia‏

Can a family man with Salary RM3,000 survive in Malaysia Let's do some simple calculations here
In Malaysia, the average family income is RM3,000 /month (where father works, mother doesn't).
I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's takeRM3,000 as the figure. Ok lah, right?
Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....
Calculation starts...
Electricity and water bill: RM100 (No air-con, No home theatre, No water heater ... ok?) Phone bill ( Telekom): RM100
Meals for a happy family: RM775 (3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs: RM155 (RM5/day, RM5 ... can eat what?)
Car repayment: RM400 (A proton saga aeroback, 7 yrs repayment)
Petrol (living in city, traffic-jam): RM300 (go to work, bring son to school, only can afford one car running)
Insurance: RM650 (kids, wife and myself) House repayment: RM750 (low cost housing repayment for 30 yrs, retired still have to work to pay!)
Tuition: RM80 (got that cheap meh? i don't think so)
Older children pocket money @ school: RM20 (RM1/day, eat bread?)
School fees: RM30 (enough ah?)
School books and etc: RM100 (always got extra to pay in school)
Younger children milk powder: RM50 (cannot have the DHA, BHA, PHA one, expensive) Miscellaneous: RM100 (shampoo, rice, sauce, toilet paper)
Oh wait!!! I have to stop here, so....
No Astro, no movie @ cinema, no DVD, no CD,no online, cannot KFC, cannot McDonald, cannot go Park walk during weekend (petrol expensive), no chit chat on phone with grandparents, and etc...
Let's use a calculator to total up.... WALAO EH! Shit! RM3,610 already...
EPF belum potong, income tax lagi........oledi RM3,610 ....
How to survive lah tuan-tuan dan puan-puan sekalian ???
Our Deputy Prime Minister asked us to change lifestyle?
How to change? Don't eat? Don't work? Don't send children to school and study?
Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month!!!
What is this? Inilah Malaysia Boleh... Sorry ... it should be Malaysians Boleh , because we're still alive and kicking!! Our politicians must be mad!!!!
Please comment boleh or tak boleh. No wonder so many Ah Loong around lah....

1 条评论:

yk chai 说...

ha ha,funny lor..
I don't have my own family,so never think so far :)..but financial freedom is my target to achieve.
If money is not enough,then must think how to spend money SMART!!!